By Meika Loe
In 1998, Hallmark unveiled their new "One-Hundredth-Birthday" playing cards, and by way of 2007 annual revenues have been at 85,000. the US is swiftly graying: among now and 2030, the variety of humans within the U.S. over the age of eighty is anticipated to just about triple. yet how lengthy humans reside increases the query of ways good they live.
Aging Our Way follows the standard lives of 30 elders (ages 85-102) residing at domestic and often on my own to appreciate how they bring about and keep significant lives for themselves. Drawing at the newest interdisciplinary scholarship on getting older and 3 years of interviews with the elders, Meika Loe explores how elders navigate the sensible demanding situations of dwelling as independently as attainable whereas staying fit, hooked up, and comfy. whereas such a lot books at the topic deal with outdated age as a social challenge and elders as easily reduced types in their former selves, Aging Our Way perspectives them as they are surely: full of life, advanced, enticing humans discovering artistic how you can make their getting older as significant and doable as attainable. of their personal voices, elders describe how they deal with every thing from grocery purchasing, physician appointments, and incapacity, to making networks of pals and protecting their autonomy. in lots of methods, those elders can function position types. the teachings they've got realized approximately dwelling carefully, taking time for themselves, soliciting for support, retaining a feeling of humor, taking care of others, and getting ready for dying supply a useful resource of knowledge for a person hoping to stay a protracted and pleasing existence. via their tales, Loe is helping us to contemplate getting older, future health, and the price of human relationships in new ways.
Written with impressive heat and intensity of figuring out, Aging Our Way bargains a shiny examine a gaggle of people that too usually stay invisible--those who've lived the longest--and all they must educate us.
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Equity All excess after losses & costs 800 BB/B - 750 bp 700 600 500 400 300 Collateral Earnings Rate = 535 bp. Excess Spread available for losses, costs and return to equity Funding Cost of CDO Debt Tranches 200 A - 160 bp 100 AAA - 50 bp 10% 20% 30% AA - 90 bp 40% 50% 60% 70% BBB 220 BP 80% 90% 100% % of Structure Figure 2-17. Economics of CDO Structure finance 85–90% of the purchase of a diversified portfolio of high-yield collateral. Equity, or the equivalent, will be used to finance the 10–15% difference.
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